House Staff Officer's Manual
Yale-New Haven offers its residents a comprehensive benefits package. The following is a summary of the various house staff benefits offered at Yale-New Haven Hospital.
Financial Support (2012-2013)
Administrative Chief Residents receive an additional $5,000.00, or a portion of it if shared with other Administrative Chief Residents.
Vacation: 2-4 weeks, at the discretion of the department and its needs.
Professional Leave: Professional leaves are determined at the discretion of the department on an individual basis due to need.
Family/Medical Leave of Absence: It is the policy of Yale-New Haven Hospital to grant a leave of absence to employees who are absent from work due to physical or mental disability, parental needs for newborn or child adoption, or the serious illness of a family member. The hospital is interested in ensuring that parental and family leaves of absence are granted in order to allow an employee personal time to meet family and parental needs. Under this policy, a family/medical leave of absence (FMLA) may be granted for a period up to 16 weeks during a 24-month period for all eligible house staff. Under some circumstances, additional time may be available if more than 12 months have elapsed since the beginning of the last FMLA. The leave may be paid, unpaid, or a combination, and is reserved for purposes of either child adoption, care of a newborn infant, the serious illness of a child, spouse, or parent, parent-in-law, or medical leave of absence for an employee who is absent from work due to a physical or mental illness or disability. It is the intention of the hospital to comply with the Federal Family and Medical Leave Act of 1993, as well as applicable federal or state statutes.
Long Term Disability: The hospital has a house staff disability insurance program which provides individual disability insurance coverage to a resident while employed at Yale-New Haven Hospital. This insurance provides salary continuation op to age 65 for eligible house staff once extended sick leave benefits cease. This policy may be continued by the residents (policy owners) after leaving Yale-New Haven Hospital. The plan provides: total disability, partial disability, future purchase option, indexing, portability, billing discounts.
Reimbursement Accounts: House staff can elect to have the hospital deduct a portion of their salary before taxes to pay for medical or dependent care expenses. The maximum amount you may contribute is $5,000.00 to the Health Care Reimbursement Account and $5,000.00 to the Dependent Care Reimbursement Account. The hospital will match an amount equal to 5% of your contribution.
Professional Liability: Yale-New Haven Hospital provides its residents with professional liability insurance coverage for professional activities performed within the scope of hospital-assigned duties. The insurance coverage is provided by Yale-New Haven Hospital while the resident is functioning within the medical center; however, insurance may be provided by an affiliate hospital if the resident is on rotation at that hospital. Insurance coverage generally is not provided for personal activities, like moonlighting. Insurance coverage is provided for the duration of graduate medical training, but may exclude periods during which the resident is assigned exclusively to non-clinical duties, like bench research. The insurance pays for the costs of legal defense, settlements and awards, and will protect the resident against awards from claims reported or filed after the completion of the residency as long as the case involves acts or omissions undertaken within the scope of the residency program.
Employee Assistance Program: Yale-New Haven Hospital offers free, prompt, professional problem assessment, brief counseling and/or referral to other resources for ongoing help for employees and their immediate family. These services are provided through the Employee Assistance Program.
Parking: Secure on-site parking in the Air Rights Garage is provided to house staff at a subsidized rate through payroll deductions.
Financial Benefits Program: Yale-New Haven Federal Credit Union: savings, checking, mortgages and other services. Fleet Bank: free checking with direct deposit, automatic teller machines, and preferred credit, in addition to all other banking needs.
Direct deposit in participating banks U.S.
Health Care Coverage: Hospital and Health insurance is provided to house staff and dependents at no cost to the resident.
Yale-New Haven Hospital Advantage Plus: This plan is know as Anthem BC/BS Century Preferred, a preferred provider organization (PPO) type of plan. That is, certain doctors, hospitals, and other providers have agreed to provide services under the plan at negotiated rates. In addition, you generally won't have to file a claim when you go to a PPO provider. Under this plan you are also free to go to a non-PPO doctor or other provider of your choice, although the benefits you receive will generally be less and, in most cases, you will be required to file a claim to receive benefits.
Delta Dental Insurance: You will be able to choose dental coverage at an additional charge under one of the following plans.
Delta Dental Plus: provides coverage for preventive, restorative, major and orthodontic services. This option my be right for you if you want the higher level of coverage provided by this option and you're willing to pay the higher premiums for this coverage.
Delta Dental Basic: provides coverage for preventive and restorative services. This option may be right for you if you believe you need a lower level of dental coverage. As a result, your premiums are lower for this coverage.
Prescription Drug Plan: Your prescriptions will be covered automatically under a program administered by AdvancePCS, one of the country's largest prescription drug administrators. This program offers two cost effective ways to fill prescriptions for covered drugs and medications: at participating retail pharmacies and, when you need maintenance drugs, by order through the mail.
Medical Opt-Out: House staff electing to waive medical coverage offered by the hospital will receive the following credits:
Full-Time house staff - will be given an $800 annual credit.
Part-Time house staff - will be given a $300 annual credit.
To qualify for the credit, house staff must prove they have medical coverage with another group. Opt-Out is not available for house staff whose spouses are also employed by Yale-New Haven Hospital.
Same Gender Domestic Partner Coverage: Health care coverage will be available for documented same gender spousal equivalents. An affidavit of spousal equivalency form must be filed as part of the medical plan enrollment process.
Fertility Assistance: House staff may use the Hospital's Fertility Assistance Program which pays a benefit of up to a lifetime maximum of $2,000 per person to treat infertility.
Adoption: Expenses will be reimbursed up to $2,000. maximum per child for legal and court fees, agency fees foreign adoption charges, transportation expenses for bringing the child from a foreign country to the United States, transportation expenses for visiting the child, and maternity expenses not covered for the birth mother.
Personal Insurance Options: House staff may have the opportunity to purchase homeowner, automobile, boat, condominium and/or personal liability insurance at a discount through payroll deductions. This program is an individual policy and subject to the guidelines of AGI (800-256-7385).
Other Insurance Benefits: These benefits are provided to house staff at no cost to the resident.
Group Life Insurance: Regular full-time resident staff members are covered for $100,000 as of the first day of employment. This term life insurance has no cash value and if you die pays a benefit to your chosen beneficiaries.
Accidental Death & Dismemberment: The life insurance policy provides $100,000 coverage for accidental death and dismemberment while traveling on hospital business.
Insurance Benefit for Terminally Ill: The group life insurance program allows the house staff family to obtain financial relief during an extremely stressful period. Terminally ill house staff may request to have a portion of the life insurance amount paid prior to death. Certain circumstances may qualify a resident to receive a lump sum payment of up to 50 percent of the life insurance amount.
House Staff Loans: Loans of $500. are available to house staff in need through the House Staff Office, Tompkins 209. The maximum loan during residency cannot exceed $1,000. These loans are interest-free during training, start accumulating interest upon completion of appointment, and are due and payable three years after appointment completion.
Additionally, house staff are provided:
- on-call rooms for every service
- meal tickets to be applied toward dinner or breakfast in one of the hospital's three cafeterias when on-call; also, there are several canteens available for use when the cafeterias are closed
- available for use when the cafeterias are closed
- white lab coats (laundry services not provided)
- a lounge for house staff with TV, VCR, 24-hour brewed coffee, food provided every night, refrigerator, CCSS terminal
Housing: Housing or subsidy for housing is not provided by Yale-New Haven Hospital.
Moving Expenses: Not provided.
Further information on any of the above benefits may be obtained by calling the House Staff Office, (203) 688-2259.
Yale-New Haven Hospital requires mandatory drug testing for new house staff/employees. Failure to submit to such testing will disqualify a person from employment.